| Fraud Investigation and The Cost of Insurance | | | | |
| Fraud | | | | |
| | | | | Payment Protection Insurance Fraud |
| Fraudulent insurance claims amount to of £1.9bn | | | | |
| a year and adds an average of £44 to the | | | | This is committed by people taking PPI to cover |
| annual cost that policyholders face. | | | | loans, credit cards and other monetary |
| | | | | agreements. |
| Extra charges that insurers believe that people | | | | |
| should not have to pay for and as a result they | | | | The idea is that they obtain a large sum of |
| are making the investigation of fraud a priority. | | | | money and then use the insurance to cover |
| | | | | repayments. |
| Here are a couple of examples of the type of | | | | |
| insurance scams that are making the headlines. | | | | To do this they feign illness or claim to have been |
| | | | | made un-employed and cannot find work |
| Crash for Cash Traffic Accidents | | | | elsewhere. |
| | | | | |
| There was a reported event in Manchester, | | | | It will not be the first time that someone has |
| England with a crash for cash insurance fraud. | | | | claimed to have suffered a debilitating injury that |
| | | | | prevents them from working and paying off their |
| This entailed one man who would deliberately | | | | credit legitimately, only to have a fraud |
| cause collisions for whichever client was willingto | | | | investigation surveillance team capture video of |
| give up his car keys and insurance details, he | | | | them doing somersaults on the trampoline in the |
| would be paid a fee while the claimantsdemanded | | | | back garden. |
| compensation for personal injury, courtesy cars | | | | |
| and legal fees at the expense ofthe other party's | | | | These allegations can be investigated to help |
| insurers. | | | | determine the truth by hiring fraud investigation |
| | | | | operatives to collect and collate evidence in the |
| It is important to know that if you start a fraud | | | | form of video, photos and detailed written |
| investigation against someone who claims that | | | | reports. |
| they were involved in an accident, you must have | | | | |
| a quality plan and photographic evidence of the | | | | Ideally surveillance should be carried out by a male |
| accident as these will needed to be produced in | | | | and female team who will physically follow a |
| court. | | | | person from a designated place, then take video |
| | | | | and still images without the target knowing. As an |
| For this what you will need to do is pass on the | | | | alternative the installation of covert day and night |
| location of the accident with a map and a brief | | | | CCTV cameras may be a more suitable option. |
| account of the circumstances and you will receive | | | | |
| in return a report and photographs which clearly | | | | We provide a service to insurance companies in |
| show the scene and a sketch plan giving the | | | | relation to insurance claims and accident claims |
| measurements of roads plus in addition to this | | | | throughout the UK.We will also investigate and |
| statements from witnesses and police. | | | | report on accident claims etc.Our rates are |
| | | | | negotiable and can be either on an hourly or in |
| In the case of acquiring evidence, it is important | | | | some circumstances a fixed amount, that can be |
| that you get all the details so that the lawyer has | | | | set to the value of the claim. |
| access to the best available evidence. | | | | |